Round Rock, TX · Commercial loan broker

Business funding for Round Rock, TX companies

Aldergate Capital Group is a licensed commercial business-loan broker serving Round Rock, TX and nearby communities.

Getting funded in Round Rock is simple: share your goal, we prepare your file the way underwriters read it, then you compare real offers with a local advisor. No cost to apply.

Apply for funding →See loan programs

LocalRound Rock, TX broker

Many lendersOne application

No upfront feesTo you

Licensed brokerNot a lender

Why Round Rock Business Owners Come to Us for Capital

Are you a Round Rock business owner wondering where to turn when banks say no or when your receivables are stuck in 60-day terms while payroll is due Friday? You're asking the right question, and you're not alone. Business loans in Round Rock come in many forms, but finding the right match for your cashflow cycle, your industry's collateral profile, and your timeline requires a broker who understands both the capital markets and the unique rhythm of businesses along the I-35 corridor.

We work exclusively with commercial clients, from HVAC contractors expanding into the Brushy Creek master-planned developments to healthcare practices opening second locations near the Dell Diamond, from manufacturers in the Round Rock Industrial Park to hospitality operators serving the steady stream of youth sports tournaments at the Old Settlers Park complex. Every industry has a funding fingerprint, and our job is to match your need to the lender and program that actually fits.

Who We Help and What We Fund

We serve established businesses and startups across Round Rock, Pflugerville, Cedar Park, Georgetown, Hutto, Wells Branch, Jollyville, and Anderson Mill. Whether you're covering a tax bill, buying out a partner, or bridging the gap between a signed contract and the day your client pays, we broker small business loans in Round Rock that address real operating pressure, not just theoretical growth.

Our programs include:

- SBA 7(a) loans for acquisitions, refinancing, working capital, and real estate with longer terms and lower down-payments than conventional bank loans - Working capital loans when you need cash this month to cover payroll, inventory buys, or seasonal dips - Equipment financing for machinery, vehicles, tech infrastructure, and specialized tools - Commercial real estate loans to purchase your building, renovate your space, or refinance an existing note - Business lines of credit for flexible, recurring access to capital - Invoice factoring to convert outstanding receivables into same-week cash

We do not lend our own money. We are brokers, which means we present your file to multiple lenders, compare terms, and guide you to the option that makes sense for your balance sheet and your sleep schedule.

Local insight

The Round Rock Advantage: Local Context, National Lender Network

Round Rock sits at the intersection of rapid suburban growth and established industrial infrastructure, and your funding strategy should reflect that. A contractor bidding on projects in the Avery Ranch or University Boulevard corridors needs different cash access than a medical device distributor shipping from a warehouse off Highway 79. We live in this market. We know that drive-time from our office at 525 Round Rock West Dr to most client sites in Pflugerville or Cedar Park is under twenty minutes, and we meet you where it's convenient.

Because we're brokers, not captive agents for a single bank, we can shop your deal across credit unions, regional banks, SBA Preferred Lenders, and specialized finance companies. That breadth matters when your credit profile is strong but your collateral is intangible, or when your EBITDA is solid but you've only been in business eighteen months. Business funding in Round Rock is competitive; having an advocate who knows which lenders say yes to your industry and stage is the difference between a declined application and a closed deal.

How it works

How the Process Works

Step one is a conversation about your cashflow pressure, not a generic application. We ask what's driving the need right now, what your monthly revenue cycle looks like, and what constraints (time, collateral, personal guarantee tolerance) matter most to you. From there, we outline two or three realistic paths, explain what each lender will require, and let you choose.

Once you select a direction, we compile your financials, write the narrative, and submit to lenders on your behalf. We handle the back-and-forth, translate the term sheets, and walk you through closing. Most working capital and equipment deals close in one to three weeks; SBA transactions typically take four to eight weeks depending on the lender's queue and the complexity of your collateral.

You'll work with the same broker from first call to funding. No call center, no hand-offs. Just consistent communication and somebody who remembers that your cash crunch has a deadline.

Loan programs

Why Industry Specialization Matters When You're Comparing Loan Options

Every sector has a funding personality. Restaurants and hospitality businesses often show thin margins and high labor costs, which spooks traditional banks but is normal for specialized lenders. Construction and trades companies may carry large receivables and lumpy revenue, making invoice factoring or a business line of credit in Round Rock more practical than a term loan. Healthcare and professional services can command premium valuations in SBA deals because lenders trust the recurring-revenue model.

We don't treat your manufacturing operation like a retail shop, and we don't pitch a contractor the same structure we'd recommend for a SaaS startup. When you work with a broker who tracks industry norms, you spend less time explaining your business model and more time negotiating terms that fit.

How it works

Our Service Area and How to Reach Us

We are licensed to broker commercial loans throughout Texas, with a focus on Williamson County and northern Travis County. Our primary service area includes Round Rock, Brushy Creek, Wells Branch, Pflugerville, Hutto, Jollyville, Georgetown, Anderson Mill, and Cedar Park. If you're within a thirty-minute drive of the Dell Diamond, we've likely worked with a business near you.

To start a conversation, call us at (737) 477-3922 or stop by our office at 525 Round Rock West Dr, Round Rock, TX 78681. We do not accept inquiries by email to protect your financial information, so please call during business hours and we'll schedule a confidential consultation.

For a full list of the cities and corridors we serve, visit our Service Areas page. To learn more about our team and our broker model, see our About page. And if you want to explore funding options by city, our Round Rock business loans city hub breaks down local market context and program fit.

Funding programs